Premier Home Services Franchise Opportunities

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Five Star Painting® Franchise Costs

Lower Investment, High Potential Return

Owning a Five Star Painting franchise can be a smart way to enter an in-demand, highly scalable industry with lower overhead compared to many brick-and-mortar painting businesses. You don’t need employees to start, giving you the flexibility to build at a pace that fits your goals and lifestyle. With year-round services and designated territories with room to expand, you can take a more hands-off approach as your business grows.

Explore the Cost

Total Estimated Initial Investment

Ranges from $77,450-$184,600 covering startup costs like the initial franchise fee, but excluding any additional franchise fees and real estate costs*

Liquid Capital Needed

At least $50,000 in readily available funds.

Licensing Fee

6-7% of annual gross sales (Learn more)

Veteran Discount

Qualify and get 20% off the initial franchise fee through the VetFran program.

*Refer to Item 7 of the 2025 Five Star Painting SPV LLC Franchise Disclosure Document for full details.

The Value of Your Investment

The path to financial freedom and better work-life balance begins with Neighborly®’s support. We offer all Five Star Painting franchise owners a highly scalable business model with significant growth potential. With the right strategy, you can become a leading player in your local market.

What you build goes beyond dollars. As an owner, you get:

  • Security from being your own boss, determine when and how you work.
  • A business you can scale, pass down, or diversify.
  • An established business model where your efforts can compound. Every customer, every contract, every employee contributes to something you own.
  • The peace of working with backup: proven systems, local marketing resources, and ongoing support for continuous improvement and customer acquisition
  • Access to a powerful buying network via ProTradeNet®
  • Strong network and brand strength with over 20 years of experience.
Five Star Painting Team

Cost Drivers

Not all franchises cost the same, and that’s good because, in many cases, it allows you to control some of the variables. These variables let you shape the risk and investment to your comfort level while still operating in a proven model.

Territory Size & Population Density

More households and businesses = Higher initial cost, but also more opportunities.

Marketing & Branding

Local advertising, signage, vehicle wraps, and more to help you put your best foot forward.

Contact our franchise experts for a personalized cost estimate.

What Are the Financing Options for Owning a Franchise?

Owning your future is within reach. Five Star Painting offers multiple ways to fund your investment, so you can choose what works best for your financial situation.

Select Topic
  • Self-Capitalization
  • Commercial Bank Loans
  • Franchisor Financing
  • Friends and Family Loans
  • Alternative Lenders
  • 401(k) Investment Account Rollovers
  • Small Business Administration (SBA) Loans
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Self-Capitalization

Some franchise owners choose to launch their business from existing funds they’ve accumulated in a savings or money market account, inheritance, or from the sale of another business.

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Commercial Bank Loans

Term loans provide upfront capital that are repaid monthly with interest. Because franchises come with proven models and brand recognition, lenders are often more willing to approve loans compared to independent startups.

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Franchisor Financing

Check with your franchisor to see if they offer financing options for new owners. Some provide funding directly or through lender partnerships, often covering key startup costs like the franchise fee and equipment, making it easier to get up and running. Schedule a call with Neighborly to learn more about our franchisor financing options.

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Friends and Family Loans

Borrowing from someone you trust, like a friend or family member, can be a flexible way to fund your franchise. Just be sure to put the terms in writing, ideally with a lower interest rate and a more generous repayment timeline than a traditional loan.

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Alternative Lenders

Alternative lenders offer loans similar to traditional banks but often with higher costs, smaller amounts, and shorter repayment terms. They're a common option for those who don’t qualify for standard loans. You can explore trusted providers through resources like Business News Daily.

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401(k) Investment Account Rollovers

Rollovers as Business Startups (ROBS) is an often overlooked option for franchise funding. If you have an inactive IRA or 401(k), you could roll it over to fund your business. This option for financing a franchise is typically used in conjunction with an SBA loan.

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Small Business Administration (SBA) Loans

SBA loans operate similarly to commercial bank loans but with lower interest rates and longer repayment timelines because the U.S. Small Business Administration guarantees a portion of the loan amount.

Owning your future is within reach. Five Star Painting offers multiple ways to fund your investment, so you can choose what works best for your financial situation. See Item 10 of the 2025 Franchise Disclosure Document for additional information.

Real Owners. Real Stories.

David Allen
Holly and Sabrina Fuller

Talk to a Franchise Developer

Tired of building someone else's business? With Five Star Painting, you don't have to start from scratch. You get a proven system, national brand recognition, and real operational support so you can build a future that works for you